Senior Credit Manager (Business)

About the role

We are seeking an experienced and commercially astute Senior Credit Manager (Business) to lead business credit risk management across the organization. You will work closely with advisory teams and key stakeholders to support growth while maintaining robust risk standards.

Key responsibilities

• Evaluate and approve business lending requests within delegated authority and agreed turnaround times.
• Conduct thorough financial analysis to support sound credit decisions.
• Identify emerging credit risks and implement mitigation strategies.
• Monitor the business credit portfolio to maintain quality and flag concerns.
• Collaborate with Business Advisory, Legal, AML, Compliance, Risk and other stakeholders.
• Lead, coach and develop the Business Credit Team.

Required profile

• Bachelor’s degree in Banking, Finance, Business or related discipline.
• 5‑10 years’ experience in business credit risk management within a financial lending organization.
• Strong knowledge of banking regulations, risk grading and provisioning systems.
• Excellent stakeholder management, negotiation and problem‑solving abilities.

Required skills

• Power BI
• R Programming