Senior Credit Analyst (Australian Mortgage)

About the role

A leading mortgage and finance brokerage based in Sydney is hiring a Senior Credit Analyst to drive its operations. This is not a junior processing role: you will own the end-to-end loan lifecycle, from structuring and assessment through to submission and approval, working on complex lending cases such as self-employed lending, refinancing, equity releases and SMSF loans. The position is full-time and remote, aligned with Australian hours, with AU holidays.

Key responsibilities

• Manage the full credit process within MyCRM and structure applications according to aggregator (Loan Market) and lender requirements.
• Assess client financials, servicing capacity and risk profiles, and recommend optimal lending strategies and products.
• Check all documentation carefully to ensure accuracy and minimise rework or lender queries.
• Liaise with a panel of 40+ lenders, navigate policy nuances and advocate for approvals.
• Identify inefficiencies and implement scalable workflows to improve efficiency.
• Guide junior team members and VAs, and act as escalation point for complex scenarios.

Required profile

• 4+ years of experience in the Australian mortgage broking industry.
• Degree in Finance, Accounting, Business or a related field.
• Clear, professional English (written and verbal) and ability to explain complex lending simply.
• High level of independence, attention to detail and strong critical thinking.
• Stable high-speed internet and a reliable remote setup aligned with AEST hours.

Required skills

• Advanced experience with MyCRM.
• Familiarity with Loan Market aggregator systems.
• Understanding of Australian lending policies and servicing calculators.

What we offer

• Salary of PHP 90,000 - 119,000 per month.
• Remote work with Australian working hours and AU holidays.
• Exposure to complex, high-value deals and opportunities to scale the business.