Transaction Monitoring Analyst (Crypto & Fiat)

About the role

BlueCube is looking for a Transaction Monitoring Analyst to review incoming payment alerts and investigate potentially suspicious activity across fiat and crypto transactions. This is a first-level investigative role within Blockchain.com, based remotely in the Philippines. You will own each alert from first review to a documented outcome, weighing risk indicators against the facts and escalating to the Financial Intelligence Unit (FIU) when the risk cannot be mitigated.

Key responsibilities

• Investigate transaction monitoring alerts on fiat and crypto activity, considering the customer's full history.
• Analyse deposits, withdrawals, counterparties, frequency, amounts and flow of funds to spot patterns such as structuring, rapid pass-through, layering or activity inconsistent with the customer's profile.
• Assess on-chain exposure in Chainalysis KYT, including direct versus indirect exposure, number of hops, value received versus source amount and timing.
• Treat tool alerts as signals, not conclusions, and record limits or missing information.
• Check KYC and EDD records, source of funds and source of wealth, past reviews and customer communications, using OSINT and adverse media where useful.
• Approve or reject transactions within procedure limits, and escalate to the FIU every case meeting mandatory criteria, every unresolved suspicion and every urgent sanctions concern.
• Write escalation narratives in clear English and keep case records accurate.
• Take part in quality reviews, calibration and training, and share recurring patterns, data gaps or rule issues with the lead.

Required profile

• 3+ years in AML or financial crime operations, including hands-on transaction monitoring investigations at a fintech or regulated crypto business.
• Solid knowledge of money laundering and terrorist financing typologies, sanctions risk and the risk-based approach.
• Strong written and spoken English, with the ability to justify a decision when challenged.
• Availability for shifts covering a global operation, including nights and weekends when scheduled.
• Reliable internet connection, smartphone for authentication apps, and willingness to complete background and security checks.

Required skills

• Experience with transaction monitoring tools, case management systems and spreadsheet data analysis.
• Plus: hands-on experience with Chainalysis KYT, Elliptic, TRM or similar blockchain analytics tools.
• Plus: experience writing SAR/STR narratives or FIU referrals, CAMS certification, or SQL skills.

What we offer

• Remote working from the Philippines.
• Role-specific onboarding and ongoing training in Blockchain.com's tools, procedures and investigative standards.
• Possibility to develop within transaction monitoring and financial crime operations.