Head of T1 Payments

About the role

The Head of T1 Payments will build a market‑leading payment platform in Mexico, covering everything from gateway to checkout, payment links, WhatsApp, subscriptions, and automated fiscal reconciliation. You will drive growth, dominate new client acquisition, and compete directly with global players.

Key responsibilities

• Own the full P&L: set pricing, unit economics, and prioritize trade‑offs based on margin, acceptance, risk and growth.
• Develop the "Pay with T1" button as a reusable 1‑click credential across the merchant ecosystem.
• Launch the simplest self‑serve payment engine for links, WhatsApp and checkout.
• Create monetisation tools for services and creators, including AI‑driven payment pages, subscriptions, memberships and tokenised recurring payments.
• Design and scale payment architecture: gateway, acquiring, multi‑acquirer routing and high availability.
• Increase authorization rates through issuer/segment optimisation, routing strategies, retries and observability.
• Build API and checkout layers for AI‑driven commerce agents.
• Form strategic alliances with financial institutions and group distribution assets.
• Lead engineering squads and integrate the enterprise commercial arm.
• Establish growth/self‑serve functions with full funnel instrumentation and production dashboards.

Required profile

• 6‑12 years of experience in payments/fintech with deep knowledge of acquiring, interchange, aggregation, tokenisation, 3DS, authorisation, chargebacks, reconciliation and fraud prevention.
• Proven track record launching 0‑to‑1 payment products, preferably with multi‑acquirer routing and high‑availability design.
• Strong understanding of Mexican regulations (Banxico, CNBV, Fintech Law), SPEI, CoDi, DiMo and competitive landscape (Mercado Pago, Clip, Stripe, etc.).
• Expertise in pricing and unit‑economics of PSPs, building transaction‑level P&L and segment‑based pricing models.
• Hands‑on experience with risk and fraud tools (3DS2, scoring, chargeback management).
• Familiarity with Mexican fiscal integration (CFDI 4.0, payment complement, automatic reconciliation).

Required skills

• Tokenisation
• 3DS / 3DS2
• High availability architecture
• Multi‑acquirer routing
• SPEI, CoDi, DiMo
• CFDI 4.0 integration
• Fraud prevention and risk scoring
• Pricing and unit‑economics analysis