Credit Risk Policy Officer

About the role

The Credit Risk Policy Officer acts as the bank’s subject‑matter expert on credit policies, guiding their interpretation and implementation across the organisation. This role ensures that policies remain current, compliant, and aligned with the bank’s risk appetite and strategic objectives.

Key responsibilities

• Develop, review, update, and maintain the bank’s credit risk policies, manuals and guidelines.
• Evaluate, coordinate, and implement policy amendments in response to regulatory changes, industry developments and business needs.
• Provide policy guidance and technical support to business units and stakeholders on policy interpretation and implementation.
• Collaborate with product, lending and credit teams to embed appropriate risk controls in new credit products and processes.
• Prepare policy proposals and presentation materials for approval by senior authorities.
• Monitor regulatory issuances, audit findings and internal control issues, recommending enhancements to close gaps.
• Participate in credit‑related projects such as process improvements, system enhancements and risk‑rating initiatives from a governance perspective.
• Maintain documentation, version control and records of approved policies and related governance documents.

Required profile

• Bachelor’s degree in any field, preferably a business‑related discipline.
• Minimum five years of relevant banking experience in credit risk management, audit and compliance, or lending operations.

Required skills