Senior Financial Analyst - Commercial Finance

About the role

The Senior Commercial Finance Analyst prepares regular profitability reports to help the Commercial Finance Manager make recommendations and decisions related to product profitability. They also support business units in identifying key initiatives that can boost profitability through lifetime profitability models, working closely with product heads, risk analysts and senior management to meet commercial KPIs.

Key responsibilities

• Prepare monthly profitability reports for main products such as POS loans, cash loans, revolving loans, and value‑added services.
• Act as the primary finance contact for initiatives related to the assigned product.
• Create lifetime profitability (LTP) models as required by business units or streams.
• Maintain high integrity in reports, ensuring LTPs are accurate, reliable and delivered on time.
• Benchmark HCPH’s products against competitors and suggest modifications.
• Support the Commercial Finance Manager in digitalising LTP reporting.

Required profile

• 3+ years of experience in finance, commercial or business analysis.
• Knowledge of personal/consumer loans and/or credit cards.
• Advanced proficiency in Microsoft Excel.
• Analytical mindset, strong problem‑solving skills and attention to detail.
• Proactive, can‑do attitude with a commitment to exceed standards.
• Excellent communication and presentation skills for senior stakeholder engagement.

What we offer

• Permanent dayshift schedule.
• Up to 20% variable performance‑based bonus.
• HMO coverage from day one, including dependents and same‑sex partners.
• Access to mental‑health and wellness partners.
• Wellness leaves and birthday leave.
• Internal career mobility options.
• Local and international learning opportunities.