Data Analyst – Credit Card NPV & Unit Economics

About the role

You will own the NPV and unit‑economics model behind Salmon's credit‑card business, shaping how the portfolio is priced, sized, and monitored for profitability.

Key responsibilities

• Work directly with the Head of Economics to turn model logic into production‑ready Python/SQL code.
• Build and maintain datasets that feed the model – cohorts, cashflows, losses, funding, fees, revenue – collaborating with other analysts.
• Automate scenario and sensitivity runs to support pricing, limit, and product decisions.
• Own the end‑to‑end NPV/unit‑economics model, ensuring clean, testable, versioned logic.
• Validate model outputs against actual portfolio performance and investigate gaps.

Required profile

• 2–3+ years of hands‑on data analytics experience.
• Strong Python (pandas) and SQL skills for data exploration and production implementation.
• Solid understanding of unit economics and financial modeling (cashflows, NPV, cohorts).
• High attention to detail to avoid errors in production economics.

Required skills

• Python
• SQL

What we offer

• Ownership and flexibility with a four‑year stock option plan (25% cliff after first year).
• Hybrid‑first work environment with company‑provided tools and equipment.
• Medical insurance support for you and your family.
• 22 vacation days, Philippine public holidays, 15 sick days, and generous parental leave.
• Relocation support for you and your family, including flights, accommodation, visas, and pet relocation expenses.
• Stipends for baby and family, and a budget for flights home.
• Opportunities for learning, conferences, internal meetups, and company‑sponsored trips to Manila.
• Regular team offsites, sports activities, and a chance to earn a dedicated beach house week.