Credit Investigation Specialist

About the role

We are looking for a detail-oriented Credit Investigator to support our credit decision‑making process through thorough financial and background assessments. In this role you will analyze financial data, verify credit histories and identify potential risks while working closely with cross‑functional teams.

Key responsibilities

• Perform comprehensive credit investigations on individuals and companies.
• Examine financial records such as bank statements, balance sheets and income statements.
• Check credit histories with banks, bureaus and other references.
• Prepare credit investigation reports summarising risk assessments.
• Collaborate with other departments to complete credit decisions.
• Monitor client accounts for abnormalities or payment defaults.
• Maintain up‑to‑date records in line with data‑privacy regulations.
• Respond to consumer inquiries about credit applications or scores and suggest credit limits, payment terms or holds.
• Stay informed on credit trends, reporting procedures and financial regulations.

Required profile

• Bachelor’s degree in Business Administration, Finance, Economics, Criminology or a related field.
• 1–2 years experience in credit underwriting, motor‑loan verification or loan processing.
• Strong analytical and investigative abilities with high integrity and attention to detail.
• Excellent interpersonal and communication skills.
• Ability to work independently and meet deadlines.